Visis Private Wealth

Looking for a Trusted Financial Planner in Brisbane?

BOOK YOUR FREE CALL

Obligation-free initial meeting

This allows us to get the chance to discuss your goals and where we may be able to add value.

Privately-owned

In today’s landscape of the financial advice industry, it pays to know that the adviser in your corner is not influenced by external factors and is able to put your interests first.

Holistic Advice

The recommendations we make are made holistically, with a view of your entire financial situation, and not in isolation.

Award Winning Privately Owned Financial Firm!

Award Winning Financial Firm Brisbane

Financial Management and Home Ownership for a Happy Retirement

Owning your own home has long been the Australian dream but after years of strong house price growth it’s becoming less of a reality for many. This has major implications for retirement planning.

Owning your own home is often viewed as the fourth pillar of our retirement support system, with the other three being superannuation, savings and the aged pension.

Financial Planner Brisbane QLD

Housing affordability is becoming an issue for Queenslanders at both ends of the age spectrum. However it's never to late to put together a financial plan for the future. Fill in the form above to have a talk with John about your retirement housing and income needs.

Increased mortgage debt

In the past, it was assumed that most people will own their own home outright and be mortgage free by the time they retire. Accordingly, the burden of paying rent or loan repayments is generally not taken into consideration in assessing the cost of living in retirement.

But in recent years there has been an increase in the numbers of retirees holding mortgage debt. The number of people aged 55-64 with an outstanding mortgage debt had jumped 29% from the level in 1995-96 to 44.5% in 2013-14.

Cost of Brisbane Housing

If you choose the rental path, you could struggle in retirement as rent can take up an increasing amount of your available income.

Today, tenants aged 65 or over renting from private landlords spend 35% of their income on housing costs. Anything more than 30% is regarded as being in ‘housing stress’.

Advantages of home ownership

One of the advantages of owning your own home outright in retirement is that you can always draw on the capital if necessary either by way of a reverse mortgage or taking out a loan using your home as collateral.

Another plus is that you have an asset to pass on to the next generation. Although for many baby boomers, passing on wealth is no longer a key focus. In fact, many prefer to use some of their savings to help their children get a foothold in the housing market.

"John has been providing me with his financial expertise for over 15 years. John has always provided me with quality service to suit all of my financial needs. His knowledge, expertise, reliability and superior communication skills are indeed highly rated by this client. I highly recommend John to those in need of quality financial advice."

Chris 65years+

About John O'Brien - Brisbane Financial Planner

John O’Brien is a Partner at VISIS Private Wealth and is passionate about operating a 100% privately owned firm.

For over 15 years John has been directly advising his clients on all their wealth management and strategic advice needs.

As a Partner at VISIS, John feels that it is essential to ensure that all advice is tailored specifically to the individual needs of each client.

VISIS and John have won numerous national awards for Holistic Advice, Best Client Service, Multi-Service Practitioner of the Year & Boutique Firm of the Year.

With offices in Brisbane & Sydney, John and the VISIS team ensure every client has comprehensive financial expertise at their fingertips, covering investment management, personal insurance, finance and lending, superannuation, retirement planning, and tax / accounting.

He is a practitioner member of the Financial Planning Association, he has had the designation of Certified Financial Strategist (CFS) awarded by the Association of Independently Owned Financial Professionals, is a senior associate of FINSIA, MAICD and is an Associate Fellow of the Australian Institute of Management.

VISIS Private Wealth has been awarded the FPA Professional Practice designation and are proud to be bound by the FPA Code of Professional Practice, which brings together a comprehensive set of ethical principles, practice standards and conduct rules.

He begun his formal education began with a bachelor of commerce with double majors in banking and finance, and financial risk management followed by completing of a Masters of financial planning.

John is a personal signatory to the Banking and Finance Oath and is a Registered Financial Consultant through the International Association of Registered Financial Consultants.

When not working to achieve even more great outcomes for his clients John enjoys spending time with his wife Kelly, young daughter Sofia and when life allows, escaping for a motorcycle ride.

John O'Brien - Award Winning Financial Advisor Brisbane

Hi I'm John, get in touch now for an obligation-free call

Click the button below and fill in the form to book your call.

REGISTER FOR A CALL NOW!

© 2018 VISIS | Level 14, 145 Eagle Street, Brisbane, Qld 4000 | Privacy Policy |
AFSL and Australian Credit Licence # 394583