Visis Private Wealth

Do You Have Enough Super to Retire?

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Obligation-free initial meeting

This allows us to get the chance to discuss your goals and where we may be able to add value.

Privately-owned

In today’s landscape of the financial advice industry, it pays to know that the adviser in your corner is not influenced by external factors and is able to put your interests first.

Holistic Advice

The recommendations we make are made holistically, with a view of your entire financial situation, and not in isolation.

Award Winning Financial Advice!

Award Winning Financial Firm Brisbane

Downsizing for Retirement and Lifestyle - Is it right for you?

Even twenty years ago, the idea of downsizing wasn’t really part of our culture. The parental home was something to be cherished and kept in the family as long as possible. Now, if the aforementioned signs are anything to go by, downsizing to a smaller property is completely normal.

Super for Retirement

There are a lot retirement planning strategies to consider if you are thinking about downsizing for retirement and we are here to help. Fill out the form above to book your call with John.

Common reasons for downsizing

A publication from the Australian Housing and Urban Research Institute (AHURI) reported that 43% of survey respondents had downsized in some way since turning 50.

Of the older Australians surveyed by AHURI, 37.9% said they downsized for ‘lifestyle’ reasons, 17.2% moved because their children were out of home, 26.6% moved because they could not keep up with the maintenance on a big house and garden, 10% moved for financial gain.

Financial implications

While improving your lifestyle is given as the primary motivating factor for downsizing, the financial implications also need to be considered.

Under the new Downsizer Super Contribution Scheme (DSC), as of 1 July 2018, individuals aged 65 and over will be able will be able to put the proceeds from the sale of their family home of up to $300,000 into superannuation, or $600,000 for couples. (contact us to check if you meet the criteria).

An emotional time

Even if the financial and practical reasons for downsizing stack up, there are emotional considerations. It can be hard to let go of the family home as every room is full of memories.

A new start can be quite intimidating and it’s important to make sure you are comfortable, both with the idea of starting anew, as well as the culture of the community you are moving to.

"Best advice ever received from John to make my retirement years more comfortable".

Lesley 65years+

About John O'Brien - Financial Advisor Brisbane

John O’Brien is a Partner at VISIS Private Wealth and is passionate about operating a 100% privately owned firm.

For over 15 years John has been directly advising his clients on all their wealth management and strategic advice needs.

As a Partner at VISIS, John feels that it is essential to ensure that all financial advice is tailored specifically to the individual needs of each client.

VISIS Private Wealth have taken out several national awards for Holistic Advice, Best Client Service & Boutique Firm of the Year in recent Years.

John was personally awarded the national award of Multi-Service Practitioner of the Year.

With offices in Brisbane & Sydney, John and the VISIS team ensure every client has comprehensive financial expertise at their fingertips, covering investment management, personal insurance, finance and lending, superannuation, retirement planning, and tax / accounting.

He is a practitioner member of the Financial Planning Association, he has had the designation of Certified Financial Strategist (CFS) awarded by the Association of Independently Owned Financial Professionals, is a senior associate of FINSIA, MAICD and is an Associate Fellow of the Australian Institute of Management.

VISIS Private Wealth has been awarded the FPA Professional Practice designation and are proud to be bound by the FPA Code of Professional Practice, which brings together a comprehensive set of ethical principles, practice standards and conduct rules.

He begun his formal education began with a bachelor of commerce with double majors in banking and finance, and financial risk management followed by completing of a Masters of financial planning.

John is a personal signatory to the Banking and Finance Oath and is a Registered Financial Consultant through the International Association of Registered Financial Consultants.

When not working to achieve even more great outcomes for his clients John enjoys spending time with his wife Kelly, young daughter Sofia and when life allows, escaping for a motorcycle ride.

John O'Brien - Award Winning Financial Advisor Brisbane

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